In the spirit of deregulation (Big business Republicans), the banks around here (Mike) decided to extend loans that were, perhaps, questionable (to Meadow). She secured a loan of $3 to purchase one High School Musical water bottle. Then the bank (Mike) sold the original loan to another bank (me). The questionable buyer (Meadow) decided to default, even though she could have paid, she decided she didn't want to. This caused the new owner of the loan (me) to repo the water bottle. Now I have a water bottle that is no longer worth $3, what with High School Musical being so yesterday. Oh, and it's used. Now since the bank (me) purchased too many of these loans, and now I have the rights to tons of crap I really don't want and can't use because it holds virtually no value, I should suffer consequences... right? And somehow I didn't notice the problem until it was in the BILLIONS. But then, the best thing ever happened. The government decided to socialize business and totally saved my ass. So now, you, the American public own a tiny little piece of that High School Musical water bottle. And I still get to keep my job, because you're going to pay for all those bad loans that I bought even though I knew they were risky.